What To Do if You Lose Your Car’s FOB Key


It happens to nearly every driver at least once. You’re rushing to get the groceries inside and forget your keys in the ignition when you lock the doors. Maybe you dropped your bags in public and didn’t realize your car key fell out until you made it to the parking lot later. No matter why you need a new car key, it is important to know how to handle car key remote & FOB replacement Osceola County FL.

Contact Your Insurance Company

Whether your car keys were lost or stolen, it is important to contact your insurance company to let them know of the issue. If you’re simply locked out, your insurance provider may cover a locksmith or a tow truck if you need one. If someone else happens to get into your car before you do, the provider may cover damages or stolen items, depending on the specific circumstances.

Call Your Dealership or a Reputable Locksmith

If your car is still under a warranty, your dealership might cover the costs of a replacement FOB key. If it isn’t, you have several other options. Depending on the age, make, and model of your car, you might be able to purchase a generic FOB key and program it yourself. Unfortunately, many of these instructions require you to have a working FOB in the first place. If you decide to go this route, program a spare key or two now, so you’ll be prepared for the future.

Two other options include purchasing an after-market key FOB or contacting a locksmith. After-market options are typically available for vehicles that are at least 5 years old and are available online or through locksmiths. Keep in mind that after-market options are affordable but do vary in quality. A locksmith is the best option if your dealership’s warranty doesn’t cover replacement FOBs. Locksmiths are typically more affordable in these situations, even when you factor in the cost of labor.

Unfortunately, some locksmiths take advantage of the situation by overcharging or offering products and services they don’t fully deliver. Prevent yourself from becoming the victim of locksmith fraud by only working with licensed, insured companies that are in good standing with the Better Business Bureau and former clients.

Posted December 1, 2020 by Car Blog in category General