Damages Car Accident Victims Can Miss if They Handle Car Injury Claims on Their Own


After a car crash, you can choose to work with a lawyer or deal with the defendant’s insurance company on your own. Handling the claim alone seems like a great idea because there is no stress of choosing a lawyer, or paying one.

However, the at-fault insurance company loves working with unrepresented victims because they do not know the law or the value of their claims.

When given a chance to calculate the damages, the only economic damages that come to victims’ minds are medical bills and damage to their car. The insurance company will agree to your demands because it is a small percentage of your rightful compensation.

In this article we will discuss some damages you will miss out on if you handle a car accident claim without a lawyer.

What Are These Damages That You Can Miss Out On?

1. Ongoing Medical Care Expenses

Sometimes, the type of injuries sustained after a car crash requires long-term or lifetime medication. The victim may need multiple surgeries, pain medications, or physical therapy, to mention a few. If you calculate your settlement demands based on the current pressing medical expenses, you will have to handle future medical burdens related to the injury on your own.

Unfortunately, the defendant’s insurance company will not enlighten you on this. They are out to make money. They might seem eager to handle your claim, but it is because they are benefiting.

2. Aftercare Expenses and Costs

Unfortunately, some accidents leave victims disabled and in need of long-term care. Depending on the situation, some will remain at home while others are sadly sent to a nursing facility.

As if that is not enough, unrepresented victims underestimate this damage or guess potential costs. Nursing care is expensive, and soon the bills will overwhelm your family.

3. Loss of Future Earning Potential

While some people can return to previous work or start new employment, others will never get back to work. For the latter, it means loss of future wages, and sadly, an individual who was once independent and financially stable becomes dependent.

Without experience, you will not be able to calculate your potential future wages accurately. That said, you need the help of a lawyer, who will consult with vocational experts and come up with an exact amount of how much the accident has robbed you.

4. Lost Value of the Vehicle

After a car crash, your car will be damaged, and its value reduced. In the worst scenarios, some vehicles are totalled. To recover that loss, you must claim diminished value damages. And as with the above cases, most unrepresented car accident victims do not know that they can get compensated for lost value.

To get the right estimate of diminished damages, you need an expert to calculate the value of your car before and after the accident. The compensation can help you get another vehicle or repair the old one.

5. Punitive Damages

Last but not least, car accident victims should claim punitive damages depending on the facts surrounding the case. Unfortunately, they may not understand the law, and do not know to claim. The court awards punitive damages, not just to compensate the victim for damages or injuries, but also to punish the at-fault driver and warn others against such behavior.

You Deserve Fair Compensation

We cannot foresee accidents, and they can happen to anyone, but it hits differently if they result from negligence. With all the pain and trauma, it is only fair that you get rightful compensation. However, you might not get what you deserve if you decide to handle the case independently.

The insurance company will take advantage of your naivety and ignorance, and you will miss out on multiple damages discussed above.

Category: General

The Advantages of Buying a Used Car


Buying a car can be an exciting opportunity to upgrade your driving experience, and it’s easy to get caught up in the latest and greatest trends in car manufacturing. But before defaulting to buying the newest model, consider the advantages of buying a used car instead.

Buying a used car will save you money, which is perhaps its most important benefit. New cars depreciate in value very quickly after they’re bought (and continue to depreciate about fifteen to twenty percent every year), so a car that’s only one or two years old (and likely still in great shape) will be a much better deal than it was as a new vehicle.

And this is not only good for your pocketbook but also for your options, because more makes and models will be available to you in more affordable price ranges when you shop for used vehicles. For example, if you’ve always wanted to have a luxury car like a Lexus but have never had the money to buy a new one, you might find a Lexus in good condition that is four or five years old, has a reasonable amount of mileage on it and has a great history (that is, no collisions or significant repairs indicating potential issues). When researching used cars for sale Ferguson MO, keep an eye out for deals like that. You might also find certain cars with certain features for sale that have since been discontinued by that car manufacturer.

So it’s important to keep in mind that buying used doesn’t have to mean buying something dingy, beat up or on its way out. You are simply trading the perks (and sometimes comfort) of buying new for the savings and options of buying used, and you’ll thank yourself later for making the smart financial choice and not breaking the bank with your car purchase.

Category: General

7 Safe Driving Tips to Avoid Car Accidents


You have done your due diligence and attended driving school successfully. While on the road, you always exercise caution and uphold every driving rule you’ve ever learned. It also seems like everyone around you is doing the same. Therefore, it is baffling to check the news only to see an increase in car accidents. So, what more can we do as a society to avoid car accidents?

How to Avoid Car Accidents

How many times have you seen the debris or damage of a car accident while just driving regularly down a highway? You may not have been keeping count, but there are many instances if you come to think of it, right? Apparently, while driving on most highways in the U.S., you are bound to see a road accident aftermath. This is because every five seconds, a car is being totaled. Quite an alarming statistic to say the least!

While the majority of these accidents can be prevented, it is good practice to prepare yourself for the worst at all times. Arm yourself with the contacts of a car accident law firm, and utilize the tips below to be on the safe side when danger comes lurking.

1. Look Out for Red-Light Runners

Arguably the most crucial moment while driving is entering an intersection. With the convergence of many lanes and cars moving in different directions, it can be easy to hit or get hit by another motorist.

There are some drivers who are notorious for running yellow lights or even trying to speed away from a red light. Always be cautious and be careful not to drive within blind spots of the cars ahead of you.

2. Ensure the Steering Wheel Is Never Hands-Free

Always have at least one hand on the wheel at all costs. Avoid distractions such as changing songs, using your cell phone, eating, et cetera. Without both hands on the steering wheel, a blown tire or a pothole could swerve the car into another lane and cause a severe accident.

Ensure to uphold the proper hand placement on the steering wheel at all times.

3. Turning on the Headlights Before Sunset

Statistics show that many accidents occur at nightfall. Therefore, turning on your headlights before sunset makes your car more noticeable to other drivers. Turning the headlights on at least a half-hour before sunset. The point of doing this is not to see any better but to be seen.

4. Take Extra Caution on Wet Roads

Hydroplaning is a typical result of driving on wet roads. You can as quickly lose control of your car as severely as someone driving on ice. At this moment, you should avoid slamming on your brakes specifically because that could result in a more severe skid.

Instead, you should slowly bring your car to a halt while at the same time steering the car in the direction of the rear wheels.

5. On Long Trips, Take Regular Breaks

It doesn’t take a lot to get bored and fall asleep while driving long distances. The aftermath of that is potentially fatal. For every 100 miles or every two hours, be sure to take a break. Eating heavy can make you drowsy, so just eat light and wait until you arrive to eat some more.

6. Always Wear Your Seatbelt

The first thing you should do before taking off is buckle your seatbelt. Seatbelts often reduce the chances of severe injury during collisions. Additionally, always ensure that every other passenger in your car has fastened theirs as well. Young children should always ride in child safety seats, and this should be non-negotiable.

7. Park Carefully

Parking lots typically have this air of leisure surrounding them, don’t they? However, don’t let that ambiance fool you. Many motorists are usually scouting for parking spots without really paying attention to their surroundings, which is potentially hazardous.

Drivers should look out for doors swinging open, shopping carts, kids darting around, and other pedestrians in the parking lot. Therefore, you should try worrying less about finding the best spot and more about keeping your wits about you.

Avoiding Car Accidents Is a Joint Effort

Each and every licensed driver should take a refresher of these safety tips every so often. And for parents wondering how they can prevent car accidents among teenagers, we say road safety education is an excellent place to start. Let us all play our part to avoid car accidents.




Category: General

What Is Bodily Injury Auto Insurance?


What would you do if you injured someone in an accident and they sued you for damages? Knowing what type of bodily injury coverage you need can be essential to prevent financial loss because of an accident. 

What Is Bodily Injury Insurance? 

If you or someone on your policy causes an accident that results in medical bills, lost wages, or pain and suffering for others, then bodily injury insurance, such as from a insurance company Poulsbo WA, can cover it. This policy can also pay for legal fees you incur if you are sued. This coverage pays for damages and costs in an accident where someone on your policy is liable. Many U.S. states require this type of insurance.

How Does Bodily Injury Insurance Work?

There are several types of bodily injury coverage. In combined single limit coverage, the limit covers any damages, including both bodily injury and property damage. In split limit insurance, your insurer will have individual limits for bodily injury and property damage. “25/100/15” is the format the policy is written, which means $25,000 coverage for each bodily injury claim, $100,000 total for bodily injury claims per accident, and $15,000 coverage for property damage.

How Much Bodily Injury Insurance Coverage Do You Need? 

Most basic auto policies cover bodily injury to a certain limit which is listed on your policy. This limit is determined by the amount you normally pay for your auto insurance. Unless you have an umbrella policy, you will be responsible for any bodily injuries and legal damages above the limit of the policy. 

If you have a car accident and injure someone, it is important to know what type of bodily injury coverage your vehicle has. You should consult your insurance agent to determine whether you have coverage to prevent overwhelming financial losses.

Category: General



SEO’s critical role in a business is indisputable; any business owner who has incorporated SEO into their business will attest that it is the best way of enhancing business performance.SEO aims at improving a business website so that your page appears top on search engines. It is a fact that content writing and SEO go hand in hand; for a successful SEO Denver project, the content created for this purpose should be of high quality. Keep in mind that poor quality of content will discourage potential customers from visiting your site. On the other hand, quality content can easily direct traffic to your site and eventually boost your online presence.

How to write SEO content?

Nothing matters in SEO more than unique content; most people rush into content writing without understanding this duty. A good content writer should appreciate that content writing demands creativity and passion; this will ensure that you publish relevant SEO content that will capture people’s attention. Here are useful tips for SEO content writing;

·Write for your audience first – It is important to ensure that your article or blog is relevant to the targeted audience. It is wrong to assume that every SEO content must be designed to promote your product or service. An informative article is equally useful in engaging a wide range of prospects. Therefore, every content writer must put the targeted audience’s interests at the center of their writing. This will help them to write SEO content that resonates with the prospective buyers.

·Make headlines that pack a punch – Most people underestimate the power of a catchy headline. Therefore, it would help if you spent time crafting an exceptional headline. A captivating headline encourages prospects to read your article and consider buying the service or product you are selling.

·Use keyword-rich phrases – One major benefit of using keyword-rich phrases in SEO is that it emphasizes the authenticity of the information you are passing across. It also turns off your readers and reduces your chances of converting leads into customers. As you use keyword-rich phrases, it is important to understand that keyword phrases must be used sparingly and thoughtfully to avoid keyword stuffing. Using too many keywords might expose you to search engine penalties for keyword stuffing. Therefore, every content writer worth their salt needs to regulate the number of keywords appearing in their article.

·Propel content with social media – Social media platforms play a key role in the dissemination of information. Whether through Facebook or Twitter, a well-managed social media account can act as an excellent way of reaching out to a wide range of readers who might express the need for your service or goods.

Final remark

As the internet continues to transform the way people transact their business, it is emerging that one of the most effective digital marketing techniques that have propelled many businesses is SEO. It aims at improving your site and attracting more traffic to your site. Writing high-quality content is central to a successful SEO campaign. The best way to improve the quality of your SEO content is by adhering to the writing tips discussed in this article.

Category: General

6 Common Mistakes That Can Void Your Car Insurance


Car insurance is a necessity for every driver. Get the correct insurance policy for your car, and if you don’t understand, ask your insurer or check online for guidance. However, some mistakes which can be avoided can make your insurance void.

Insurance Mistakes To Avoid

Overloading Your Vehicle

Overloading your car is a common way to void your insurance. This can happen if you carry excess passengers or load extra weight. Also, ensure your car tows the right weight.

Driving Under the influence of Drugs or Alcohol

Driving under the influence of drugs or alcohol can lead to policy cancellation. Drivers also face a jail term or hefty fines. On the other hand, it is best to note drugs can also be some medications that may impair someone’s ability to drive.

Failure To Pay Premiums

Forgetting to pay insurance premiums on time can lead to the cancellation of your policy. If you pay monthly, the possibility of forgetting can be higher than annually. But, it will all depend on your budget.

Utilizing Your Personal Car for Business

If you use your car for ridesharing services without notifying the Florida insurance agency, this can void your policy. Drivers who want to use their cars for financial gains can require commercial insurance. Some insurance policies cannot cover your car if damaged while doing commercial activities.

Failure To Report Car Modifications

It is important to inform your insurer about car modifications. It could be repainting, adding bull-bars, among others. Check the policy document and learn which modifications your insurer covers and doesn’t cover.

Driving with Worn out Tires

Tires deteriorate quickly if used frequently. Ensure your car has a minimum tread depth of 1.5mm across the width. A car with worn-out tires is considered unroadworthy, and thus the insurance is void. Car insurance covers a vehicle in case of an accident. It is also mandatory to have a car insurance policy in some states. So, avoid any mistake that can lead to policy cancellation.

Category: General

6 Reasons To Love Detroit


Without a doubt, Detroit is a city that many people hear negative things about in the news. As a city with a history of struggles, there is no question that life has been difficult for many of its residents over the past 100 years. However, that is no reason to discount one of America’s hidden gems.

From shopping opportunities to good eats and fascinating history, Detroit is a city that has a lot to offer. When many people hear this, they are surprised, but it is no less true. If you are looking for an interesting place to visit with undeniable character, you will not want to miss Motor City.

1. The Prices

One of the best parts of Detroit is the cost… of everything. From homes to goods to finding a used vehicle for sale metro Detroit MI, the below-average expenses will be another pleasant surprise.

2. The Food

From the Green Dot Stables to Baker’s Keyboard Lounge and the Rock City Eatery, Detroit is home to numerous delicious options for grabbing a bite to eat.

3. The Music

The only thing Detroit might be more famous for than cars is the tunes coming out of Motown and from other classic musical legends. On your next visit, make time for a jazz night!

4. The History

Most people know Detroit’s car history, but the city is full of other histories, too. From its historic library to the famous Fisher Building, there are all kinds of stories to hear. Take a free tour!

5. The Art

For art fans, the Detroit Institute of Art offers no disappointment. Whether you check out an exhibition or event, the museum has a lot to offer.

6. The Sports

Even if you are not a fan of sports, you have probably heard of the Detroit Lions and Tigers (oh my!). Whenever you are in town, do not forget to stop by either one of these impressive stadiums.

There you have it: Forget all preconceived ideas about Detroit. It is an amazing city with unlimited possibilities and lots of fun to enjoy. 

Category: General

3 Reasons To Start Your Own Auto Repair Shop


Auto repair shops provide necessary services for automotive machinery. If you have a background in motor vehicle repair and you want to be your own boss, here are some good reasons to pursue your dream of starting your own company.

You Are a Business-Minded Person

Having an avid interest in motor vehicles, combined with a working knowledge of how to repair them, is the most compelling reason to own your own auto repair shop. However, you will also need business acumen to complement your passions if you want to turn your dream into a reality.

If you do not have a background in business, either through schooling or by trade, it is a good idea to take business classes. You can also consider recruiting someone with a business background to be your partner.

You Can Secure Funds To Purchase Quality Equipment

Give your repair shop the best possible start by purchasing quality equipment. Research the best places to buy such equipment or consult an expert at a specialized store to help you make the most informed decision. For example, if you are interested in acquiring an auto lift, consult an expert automotive hoist technical staff Catawissa MO to help you find the perfect lift for your garage.

You Can Give Your Shop a Competitive Edge

When your auto shop is just starting out, it doesn’t have a record of good service or customer satisfaction, so you will have to find other ways to attract consumer attention. Get to know the other auto shops in the area and find out what they lack. Do they do good work, but have poor customer service skills? Are there certain services that they cannot perform? Reflect on these shortcomings and think of ways that you can incorporate them into your business model.

According to Fundera, the Bureau of Labor Statistics states that roughly half of all businesses fail within the first five years of operation, so starting your own business provides no guarantee of success. Keep the aforementioned considerations in mind when deciding if owning an auto repair shop is right for you.

Category: General

Why You Should Spend More Time with Family Through Fishing


Fishing creates the most memorable times for the whole family. You can recall the good times you spent with your old man in the lake fishing, and it is one of those moments you treasure most. Some people may not fancy handling the worms or waiting out there in the middle of the river or sea to get a bite. But the whole experience is always worth it. 

Here are a few reasons you should spend more time fishing with your family.

Teaches the Kids Important Lessons

Taking the kids to the sea to fish imparts some important lessons, such as where the food comes from. They can later on their lives make healthier food choices whenever necessary. 

In addition, fishing requires sitting still and quiet before you can snap anything, which teaches the kids to be patient to achieve their goals. They also learn to be self-sufficient. Children know they don’t have to rely on others to get their food. The kids also learn about the different fish species, and you never know; some can even develop a lifelong passion from the activity. Teach them about the food cycle. How the worms or the bugs are food to fish and lizards, and how the fish are our food. Show them the importance of every animal in the ecosystem and how each has a role they play. 

Spend Time Outdoors

Whether in the office or on the weekend relaxing at home, you spend copious amounts of time indoors. However, investing in good quality Center Console Fishing Boats allows you to enjoy the outdoors and some healthy amount of sunshine and fresh air. Studies show that people who spend a lot of time outdoors are happier. 


Fishing is also a good exercise for the whole family. Between carrying the fishing supplies to the water source and casting the pole or the fishing net into the water, fishing is good exercise. You will not work up a lot of sweat, but you remain active and healthy. 

Fishing is an excellent way of spending more time with your family. The activity teaches important lessons such as patience, where the food comes from, and is good exercise. Start today.

Category: General